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Understand Your Coverage

Before starting your search for a mental health professional, it's important to be informed about your coverage and available services. Knowing your needs and what resources are accessible can help you take a proactive and preventative approach to your mental health care. Early intervention is key.

1.      Workers' Compensation Board (WCB) or Workplace Safety and Insurance Board (WSIB) If your mental health treatment involves WCB or WSIB, your treatment costs may be covered. However, you'll need to follow specific procedures to ensure both you and your care provider meet the necessary qualifications for coverage. Stay in contact with your WCB/WSIB representative to understand any limitations or requirements.

2.      Employee and Family Assistance Plan (EFAP) EFAP often offers short-term, problem-focused support for mental health concerns.

3.      Extended Benefits Plan Your employer may offer coverage through a third-party insurer for additional mental health services.

4.      Combined Coverage Some employers provide both EFAP and extended benefits.

It's important to remember that mental health professional fees may only be covered if specific guidelines are followed. For example, your benefits provider may require that services be provided by professionals with particular qualifications or credentials. Contact your Human Resources department or benefits provider to understand the details of your plan and coverage options when you need them.

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